The lack of urban housing is one of MoHUA’s main initiatives. In 2022, all qualified urban households will have access to a pucca house, which will benefit the Economically Weaker Section (EWS), Low Income Group (LIG), and Middle Income Group (MIG) groups, which includes slum dwellers. An Aadhaar or Aadhaar Virtual ID is required for all eligible beneficiaries under all scheme components.
The scheme’s goal is to make land and property more affordable in the face of the ongoing price increase. Affordable, sustainable housing is encouraged and supported by PMAY. Under the moniker “Housing for All by 2022,” PMAY is a Credit Linked Subsidy Scheme (CLSS).
| Scheme Name | Pradhan Mantri Awas Yojana |
| Official website | https://pmaymis.gov.in/ |
| Launch date | June 25, 2015 |
| Objective | To increase the affordability of real estate in the face of ongoing price increases. |
| Category | Scheme |
| Toll free number | 1800-11-6163 – HUDCO1800-11-3377, 1800 11 3388 – NHB |
Benefits of the Pradhan Mantri Awas Yojana
- Slum rehabilitation utilizing land as a resource for qualified Slum Dwellers with the involvement of private developers.
- Incentives for Credit-Linked Subsidy Schemes to Promote Affordable Housing (CLSS).
- Providing Central Assistance for Each EWS Home in Projects Where 35% of the Homes Are for EWSs: Providing Accessible Housing in Collaboration with Public and Private Sectors
- Supplementary funding for beneficiary-led individual home construction or improvement: For EWS category individuals who need a private residence (separate project for such beneficiaries)
Documents Required to Apply for Scheme
- Another name for the Aadhaar number is the Aadhaar enrollment ID.
- As proof of income, the self-certificate or affidavit is used.
- Proof of identity and residency (such as a driver’s license, voter ID, or PAN card).
- Evidence of Minority Community (if the candidate is a member of one).
- Evidence of nationality.
- Certificates of EWS, LIG, or MIG (if applicable).
- Pay Slips.
- Statements of IT Returns.
- Certificate of Property Valuation.
- Account Statement and Bank Information.
- Affidavit or evidence indicating the applicant is building a house by the plan.
Eligibility for Pradhan Mantri Awas Yojana
- The EWS Category Family, Middle Income Group, and Low Income Group.
- The applicant and/or any family members cannot possess a pucca house anywhere else in the country.
- The family ought to consist of a spouse and their children who are single.
- The design needs to cover the town/city where the family dwells.
- There MUST be no prior housing-related government of India schemes that the family has taken advantage of.
How to Apply Online for the Scheme
- Take a look at PMAY-Urban’s official website.
- Step 2: Click on “For Slum Dwellers” or “Benefits under the other three components” depending on which option best suits your needs.
- Step 3: Fill in the information on your Aadhaar card. Complete the form with all required information, and include the required files.
- Step 4: Fill in the Captcha code at the bottom of the form by clicking “Save”.After completing the application, you can print it off for your records at this point.
Necessary Links:
FAQ:
Q: How will I know whether the plan applies to my town?
Ans: For more information, refer to https://pmay-urban.gov.in/pmayprogress.